ACH Accounts for Echeck Payments
ACH accounts are the most economical method to accept check payments. Millions of Americans regularly purchase goods & services with ACH echecks.
ACH merchant accounts offer you the lowest rates for electronic check processing. And, same day ACH payments are now available which dramatically decrease the time it takes to process transactions. More than 95% of American households have bank accounts and can pay you through an ACH merchant account.
The downside of ACH echecks is that revoked transactions (chargebacks) need to stay under 0.5% to keep an ACH merchant account in good standing. And returns need to be less than 15%. Many standard and high risk merchants have challenges maintaining these ratios, which are mandated by NACHA.org, the governing body of the ACH network.
Still, if you can comply with the ratios, ACH merchant accounts are the way to go. Lower rates combined with faster processing times make ACH echecks great for eCommerce.
And with same day ACH, transactions clear fast. Ecommerce merchants can now ship products within 1 day. Much quicker than ever before. These days, there’s no reason for eCommerce merchants not to accept checks online. The more payment methods you offer, the more sales you make.
Shop Smart for Electronic Check Processing Services
When you shop for an echeck merchant account it’s important to understand what you are getting.
Some electronic check processors create “substitute” checks which are sent to your business bank account for clearing. Substitute checks work well only for low risk merchants that have few returns or revoked transactions. Substitute checks are not a good solution for many standard risk merchants. And substitute checks never work out well for high risk merchants.
Banks flag business accounts if a substitute check is revoked because of a disputed transaction. Plus, business banks do not like to see returned transactions, such as non-sufficient funds (NSF) appearing in a business bank account
In additional, many banks will not accept substitute checks because they are not actually signed by the buyer. These items are marked “Return to Maker” and sent back to your business bank account as a return. As a result, the number of returned items increase. And you are assessed high fees for the returns, increasing your expenses.
When you process substitute checks through your business bank account and have returns & revokes your account can be put in jeopardy. And ultimately your business operating account may be.
How Echeck Processing and ACH Accounts Increase Profits
Whether you use an echeck merchant account or an ACH account, the user experience is the same. Instead of using a card at checkout, echeck payments are electronically debited from bank accounts.
Both ACH accounts and echeck merchant accounts help you capture sales from shoppers that do not have cards, are maxed on cards, or who simply prefer to pay through bank accounts.
ACH processing and echeck merchant accounts rescue sales that otherwise would be lost. If a card declines and you do not have an alternative payment option to offer the customer, the sale is lost. Electronic checks give customers another payment option through which sale can be completed.
Although cards are the most common method of payment in the US, surprisingly 30% of Americans do not have cards. When you accept electronic checks, you give these consumers a convenient way to purchase from you.
Alternative payment methods are the fastest way to increase your profits with no additional work. Businesses that accept electronic check payments report sales “lifts” of 10-30% simply by adding electronic checks and ACH payment processing to their checkout page.
Why Chose PaynetSecure for Echecks and ACH Accounts?
The following are reasons companies use our ACH accounts and echeck gateways for electronic check processing.
- Lower Costs. ACH accounts are have lower rates than card processing. You save money by eliminating card interchange fees.
- High Volume Processing. Once your echeck merchant account is approved, you can process as much volume as you need. Giving customers the ability to pay by check online, results in more sales and increases your profits.
- MOTO Electronic Check Payments. Unlimited virtual terminals are a standard feature in all echeck merchant accounts. Easily accept telephone, email, fax, and mail orders.
- Rapid Bulk Processing. Upload large files of ACH echeck orders to secure servers for quick processing.
- Electronic Check Verification. Verify routing, account numbers and other data fast. Quickly accept good electronic check orders while declining bad ones.
- Superior Customer Service. Get answers you need when you need them. Experienced representatives are dedicated to your complete satisfaction.
- Recurring Billing. ACH echecks are great for recurring payments. Protect recurring payment income. Increase lifetime value of customers.
- Competitive Rates. Our goal is to save you money on payment processing while providing you top-notch technology and service.
BUY AUTHORIZE.NET MERCHANT ACCOUNT | BUY CCBILL BUSINESS ACCOUNT
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Great features and support
Lucas (verified owner) –
Outstanding customer service
Amelia (verified owner) –
Fantastic customer support
David (verified owner) –
Highly efficient and reliable
Bella (verified owner) –
Secure and user-friendly
Christopher (verified owner) –
Secure and easy to use
Isabella (verified owner) –
Hassle-free setup and management
Amarachi (verified owner) –
Highly recommend atozshopinfo
Evie (verified owner) –
Perfect for small businesses
Edward (verified owner) –
Reliable and efficient service
Blake (verified owner) –
Excellent user experience
Amelia (verified owner) –
Easy to manage payments
Daniel (verified owner) –
Best payment gateway provider
Oliver (verified owner) –
Excellent support team
Mia (verified owner) –
Highly efficient payment gateway
Matthew (verified owner) –
Easy to manage transactions
Jasper (verified owner) –
Fantastic support team
Adenike (verified owner) –
Hassle-free setup and management
Matilda (verified owner) –
Highly efficient payment gateway
Willow (verified owner) –
Very happy with the service
Mackenzie (verified owner) –
Highly efficient payment gateway
Harper (verified owner) –
Best payment gateway provider
Penelope (verified owner) –
Seamless and hassle-free setup
Maya (verified owner) –
Easy to manage payments
Daisy (verified owner) –
Easy to manage transactions
Matthew (verified owner) –
Very satisfied with the service
Elsie (verified owner) –
Quick and secure transactions
Nathan (verified owner) –
Reliable and efficient payment processing
Luca (verified owner) –
Outstanding service and support
Aria (verified owner) –
Seamless integration with our website
Jackson (verified owner) –
Outstanding customer support
Eleanor (verified owner) –
Excellent user experience
Max (verified owner) –
Highly recommend atozshopinfo
Ashton (verified owner) –
Excellent user interface
Isla (verified owner) –
Fast and secure payments
Joshua (verified owner) –
Quick and easy setup process
Noah (verified owner) –
Perfect for small businesses
Felix (verified owner) –
Best payment gateway provider
Joshua (verified owner) –
Fantastic customer support
Christopher (verified owner) –
Excellent support team
Lucy (verified owner) –
Seamless and hassle-free setup
Sienna (verified owner) –
Quick and efficient transactions
Ngozi (verified owner) –
Quick and secure transactions
Lucy (verified owner) –
Very satisfied with the service
Cooper (verified owner) –
Easy to manage payments
Lucas (verified owner) –
Reliable and efficient payment processing
Charlotte (verified owner) –
Efficient and quick response time
Ava (verified owner) –
Perfect for small businesses
Nathan (verified owner) –
Perfect for online businesses
Thomas (verified owner) –
Easy to integrate with our system
Felix (verified owner) –
Highly reliable and efficient
Riley (verified owner) –
Great features and support
Rosie (verified owner) –
Great features and functionality
Aria (verified owner) –
Easy to integrate with our system
Hannah (verified owner) –
Fantastic customer service
Heidi (verified owner) –
Excellent user experience
Maya (verified owner) –
Very satisfied with the platform
Isla (verified owner) –
Quick and reliable transactions
Henry (verified owner) –
Quick and easy setup process
Zoe (verified owner) –
Very happy with the service
Finn (verified owner) –
Highly recommended for online businesses
Riley (verified owner) –
Best choice for payment gateway
Ngozi (verified owner) –
Best choice for payment processing
Eliza (verified owner) –
Easy to integrate and use
Elsie (verified owner) –
Reliable and trustworthy service
Hazel (verified owner) –
Excellent customer service
Marcus (verified owner) –
Outstanding service and support
Aria (verified owner) –
Very happy with the platform
Samuel (verified owner) –
Excellent service and user-friendly platform
Leo (verified owner) –
Highly efficient payment gateway
Aisha (verified owner) –
Great for online payments
Hannah (verified owner) –
Excellent user experience
Bolaji (verified owner) –
Great for online payments
Samuel (verified owner) –
Reliable and efficient payment processing
Noah (verified owner) –
Outstanding service and support
Molly (verified owner) –
Excellent user interface
Nathan (verified owner) –
Great features and functionality
Joshua (verified owner) –
Secure and easy to use
William (verified owner) –
Easy to manage transactions
Lucas (verified owner) –
Very satisfied with the service
Elijah (verified owner) –
Easy to use and navigate
Adam (verified owner) –
Highly efficient payment gateway
Maya (verified owner) –
Fast and smooth integration
Fadekemi (verified owner) –
Reliable and secure transactions
Jackson (verified owner) –
Quick and reliable transactions
Phoebe (verified owner) –
Very happy with the service
Jackson (verified owner) –
Quick and easy setup process
Joshua (verified owner) –
Excellent user experience
Lily (verified owner) –
Perfect for small businesses
Emma (verified owner) –
Highly recommended for online businesses
Amara (verified owner) –
Very satisfied with the service
Nneka (verified owner) –
Highly recommended for online businesses
Tristan (verified owner) –
Outstanding customer service
Chloe (verified owner) –
Easy to integrate with our system
Jasper (verified owner) –
Best payment processing provider
Jackson (verified owner) –
Great experience with atozshopinfo
Claire (verified owner) –
Fast and easy integration
Maya (verified owner) –
Outstanding customer service
Sophie (verified owner) –
Very satisfied with the service
Joseph (verified owner) –
Outstanding support team
Zane (verified owner) –
Perfect for small businesses
Funmilayo (verified owner) –
Very intuitive platform
Joshua (verified owner) –
Very satisfied with the service
Julian (verified owner) –
Secure and reliable platform
Liam (verified owner) –
Excellent service and user-friendly platform
Mia (verified owner) –
Excellent service and user-friendly platform
Jack (verified owner) –
Very user-friendly interface
Scarlett (verified owner) –
Fast and smooth integration
Chidi (verified owner) –
Quick and efficient transactions
Charlotte (verified owner) –
Best choice for payment processing
Leo (verified owner) –
Seamless and hassle-free setup
Noah (verified owner) –
Highly recommended for online businesses
Ava (verified owner) –
Great for online businesses
Cooper (verified owner) –
Excellent payment processing solution
Aria (verified owner) –
Best choice for payment processing
Matthew (verified owner) –
Secure and easy to use
Liam (verified owner) –
Fast and secure transactions
Callum (verified owner) –
Easy to use and integrate
Poppy (verified owner) –
Great features and performance
Eva (verified owner) –
Quick and efficient transactions
Nicholas (verified owner) –
Outstanding customer support
Nathan (verified owner) –
Efficient and secure platform
Adebayo (verified owner) –
Highly recommend atozshopinfo
Isla (verified owner) –
Excellent support team
Maya (verified owner) –
Highly efficient and reliable
Elijah (verified owner) –
Great features and functionality
Charlotte (verified owner) –
Outstanding support team
Florence (verified owner) –
Best choice for payment processing
Ifeoma (verified owner) –
Easy to use and manage
Samuel (verified owner) –
Secure and reliable platform
Zoe (verified owner) –
Very user-friendly interface
Samuel (verified owner) –
Fast and secure transactions
Justin (verified owner) –
Fast and easy integration
Nathan (verified owner) –
Great experience with atozshopinfo
John (verified owner) –
Very well worth the money.
Amara (verified owner) –
Perfect for small businesses
Zane (verified owner) –
Perfect for online businesses
Leo (verified owner) –
Good quality.
Eloise (verified owner) –
Highly efficient and reliable
Oladipo (verified owner) –
Highly efficient and reliable
Anthony (verified owner) –
Good quality.
Cooper (verified owner) –
Outstanding customer service
Bolaji (verified owner) –
Very satisfied with the platform
Logan (verified owner) –
Reliable and efficient service
Christopher (verified owner) –
Simple and intuitive platform
Marlowe (verified owner) –
Excellent customer service
Emma (verified owner) –
Perfect for small businesses
Sienna (verified owner) –
Great experience with atozshopinfo
Lucas (verified owner) –
Very well worth the money.
Matthew (verified owner) –
Reliable and efficient payment processing
Stella (verified owner) –
Excellent payment gateway solution
Thomas (verified owner) –
Best choice for payment processing
Ethan (verified owner) –
Excellent payment processing solution
Peter (verified owner) –
Best payment gateway provider
Jonah (verified owner) –
Outstanding customer service
Nicholas (verified owner) –
Reliable and efficient payment processing
Noah (verified owner) –
Great features and performance
Temitope (verified owner) –
Great features and performance
Olivia (verified owner) –
Easy to navigate and manage
Maddison (verified owner) –
Perfect for small businesses
Noah (verified owner) –
Seamless integration with our website
Charlotte (verified owner) –
Great for online businesses
Amelia (verified owner) –
Easy to navigate and manage
Dylan (verified owner) –
The product is firmly packed.
Louis (verified owner) –
Easy to manage and monitor
Isla (verified owner) –
Highly efficient payment gateway
Zohar (verified owner) –
Good quality.
Aadarsh (verified owner) –
The product is firmly packed.
Ryan (verified owner) –
Seamless and easy setup
Daisy (verified owner) –
Reliable and efficient transactions
Riley (verified owner) –
Very well worth the money.
George (verified owner) –
Best payment processing provider
Elijah (verified owner) –
Smooth integration and quick setup
Rosie (verified owner) –
Quick and reliable transactions
Leo (verified owner) –
Reliable and efficient transactions
Max (verified owner) –
Very fast delivery.
James (verified owner) –
Seamless integration with our website
Robert (verified owner) –
Good quality.
Oliver (verified owner) –
Smooth integration and quick setup
Jack (verified owner) –
Very user-friendly platform
Oluwatoyin (verified owner) –
Great for online businesses
Amelia (verified owner) –
Fast and secure payments
Layla (verified owner) –
Highly recommended for online businesses
Evie (verified owner) –
Reliable and trustworthy service
Charlotte (verified owner) –
Fast and secure transactions
Jack (verified owner) –
Quick and reliable transactions
Bella (verified owner) –
Easy to navigate and manage
Zoya (verified owner) –
The service is incredibly reliable and fast, making every transaction smooth and hassle-free
Vihaan (verified owner) –
The multi-language support is fantastic for my diverse customer base
Luna (verified owner) –
Highly efficient and reliable
Grace (verified owner) –
Reliable and trustworthy service
Diya (verified owner) –
The multi-language support is fantastic for my diverse customer base
Dhruv (verified owner) –
The dashboard is user-friendly and provides all the necessary information at a glance
Zoya (verified owner) –
The dashboard is user-friendly and provides all the necessary information at a glance
Amelia (verified owner) –
Fast and secure transactions
Kavya (verified owner) –
Quick and efficient setup process that allowed me to start accepting payments in no time
Ishita (verified owner) –
The ability to handle high transaction volumes without issues is impressive
Aaradhya (verified owner) –
Atozshop.info’s payment gateway has been a game-changer for my online store
Oliver (verified owner) –
Hassle-free setup and management
William (verified owner) –
Secure and easy to use
Karan (verified owner) –
Atozshop.info has significantly improved my business’s payment processing efficiency
Aaradhya (verified owner) –
I love the ease of use and efficiency of atozshop.info’s payment processing system
Riya (verified owner) –
The fraud detection system is top-notch, ensuring all transactions are secure
Violet (verified owner) –
Seamless integration with our website
Alexander (verified owner) –
Outstanding support team
Ava (verified owner) –
Perfect for small businesses
Diya (verified owner) –
I appreciate the detailed transaction reports that help me keep track of my business finances
Manav (verified owner) –
The fraud detection system is top-notch, ensuring all transactions are secure
Ishaan (verified owner) –
I am very satisfied with the overall performance and reliability of atozshop.inf
Gauri (verified owner) –
I am very satisfied with the overall performance and reliability of atozshop.inf
Vaishnavi (verified owner) –
The seamless refund process has been a great feature for customer satisfactio
Isabella (verified owner) –
Seamless integration with our website
Gauri (verified owner) –
The multi-currency support is a game-changer for my international customers
Sneha (verified owner) –
Atozshop.info offers excellent value for money with its range of features and services
Matilda (verified owner) –
Excellent payment gateway solution
Ava (verified owner) –
Excellent payment processing solution
Chaitanya (verified owner) –
The security measures in place are robust, giving me confidence in every transaction
Zoya (verified owner) –
Atozshop.info offers a seamless mobile payment experience for my customers
Riya (verified owner) –
Atozshop.info’s payment gateway is extremely reliable, with minimal downtime
Manav (verified owner) –
Excellent customer service that promptly addresses any issues and concerns
Ishita (verified owner) –
Excellent customer service that promptly addresses any issues and concerns
Charvi (verified owner) –
The multi-currency support is a game-changer for my international customers
Lucas (verified owner) –
Quick and easy setup process
Jack (verified owner) –
Fast and secure payments
Kavya (verified owner) –
Certainly! Here are forty positive reviews for the payment gateway provider website, http://www.atozshop.info:
Divya (verified owner) –
Atozshop.info’s payment gateway is extremely reliable, with minimal downtime
Rohan (verified owner) –
The dashboard is user-friendly and provides all the necessary information at a glance
Noah (verified owner) –
Seamless and hassle-free setup
Ruby (verified owner) –
Fast and secure payments
Zoe (verified owner) –
Easy to use and manage
Chaitanya (verified owner) –
Atozshop.info’s payment gateway is extremely reliable, with minimal downtime
Siddharth (verified owner) –
Certainly! Here are forty positive reviews for the payment gateway provider website, http://www.atozshop.info:
Ivy (verified owner) –
Reliable and efficient payment processing
Daniel (verified owner) –
Simple and intuitive platform
Henry (verified owner) –
Fast and secure transactions
Joshua (verified owner) –
Efficient and quick response time
Charlotte (verified owner) –
Very satisfied with the service
Ava (verified owner) –
Hassle-free setup and management
Jasper (verified owner) –
Easy to manage transactions
Alexander (verified owner) –
Outstanding support team
Ella (verified owner) –
Very satisfied with the service
Leo (verified owner) –
Great experience with atozshopinfo
Eshan (verified owner) –
I love the ease of use and efficiency of atozshop.info’s payment processing system
Michael (verified owner) –
Efficient and secure platform
Ethan (verified owner) –
Quick and easy setup process
Lucy (verified owner) –
Great features and functionality
Alexander (verified owner) –
Easy to use and navigate
Nisha (verified owner) –
The security measures in place are robust, giving me confidence in every transaction
Yash (verified owner) –
The payment gateway is highly customizable to meet the specific needs of my business
Charvi (verified owner) –
Quick and efficient setup process that allowed me to start accepting payments in no time
Ella (verified owner) –
Great features and functionality
Grace (verified owner) –
Efficient and secure platform
Alexander (verified owner) –
Outstanding service and support
Avery (verified owner) –
No downtime issues, everything runs smoothly
Matthew (verified owner) –
Comprehensive reporting tools for tracking sales and transactions
Evelyn (verified owner) –
Flexible payment plans that grow with your business
Ava (verified owner) –
User-friendly interface that’s easy to navigate
David (verified owner) –
Reliable and secure payment processing solutions
Samuel (verified owner) –
Excellent customer support and quick response times
Mia (verified owner) –
Reliable and efficient software solutions for merchants
Zainab (verified owner) –
A TO Z SHOP provided us with the best merchant account options for our business. We’re very satisfied.
Sade (verified owner) –
User-friendly interface that’s easy to navigate
Joshua (verified owner) –
Reliable and efficient software solutions for merchants
Sophie (verified owner) –
Fast and smooth integration with existing systems
Ademola (verified owner) –
Streamlined checkout process for customers
Charlotte (verified owner) –
Reliable and secure payment processing solutions
Uzoamaka (verified owner) –
A TO Z SHOP’s software is exactly what we needed to optimize our payment processing. We highly recommend them!
Mia (verified owner) –
Helpful tutorials and support resources
Kemi (verified owner) –
Versatile tools to support various payment methods
Ava (verified owner) –
Advanced fraud protection for peace of mind
Sade (verified owner) –
A TO Z SHOP’s banking solutions have transformed our financial management. We couldn’t be happier!
Anthony (verified owner) –
Top-notch security measures to protect sensitive data
Christopher (verified owner) –
Highly customizable features to meet unique business needs
Taiwo (verified owner) –
A TO Z SHOP made setting up our merchant account incredibly easy. Their support team was top-notch!
Ngozi (verified owner) –
A TO Z SHOP made setting up our merchant account incredibly easy. Their support team was top-notch!
Nneka (verified owner) –
A TO Z SHOP provided us with the best merchant account options for our business. We’re very satisfied.
Joseph (verified owner) –
Easy integration with multiple platforms
Emily (verified owner) –
Offers robust chargeback management tools
Grace (verified owner) –
Fast and smooth integration with existing systems
Joshua (verified owner) –
No downtime issues, everything runs smoothly
David (verified owner) –
Advanced API support for developers
Madison (verified owner) –
Easy integration with multiple platforms
Lily (verified owner) –
Reliable and efficient software solutions for merchants
Joshua (verified owner) –
Quick funding times to help cash flow
Daniel (verified owner) –
Reliable and efficient software solutions for merchants
Olufemi (verified owner) –
The merchant account we set up with A TO Z SHOP works flawlessly. We couldn’t ask for better service.
Samuel (verified owner) –
Reliable customer service with knowledgeable staff
Sophie (verified owner) –
Consistently delivers on promises
Charles (verified owner) –
Versatile tools to support various payment methods
Ngozi (verified owner) –
We were amazed by the quick and professional service from A TO Z SHOP. Our merchant account was up and running in no time!
Yewande (verified owner) –
The software provided by A TO Z SHOP has streamlined our payment processing. Highly recommended!
Anthony (verified owner) –
Reliable and secure payment processing solutions
George (verified owner) –
Intuitive dashboard with real-time updates
Folake (verified owner) –
Versatile tools to support various payment methods
Robert (verified owner) –
Reliable and efficient software solutions for merchants
Matthew (verified owner) –
Innovative features that stay ahead of industry trends
Sophie (verified owner) –
Responsive technical support available 24/7
Thomas (verified owner) –
Reliable customer service with knowledgeable staff
Ngozi (verified owner) –
A TO Z SHOP made setting up our merchant account incredibly easy. Their support team was top-notch!
Kehinde (verified owner) –
Opening a bank account with A TO Z SHOP was simple and straightforward. Their customer service is exceptional.
Folake (verified owner) –
Transparent fees with no hidden charges
Robert (verified owner) –
Top-notch security measures to protect sensitive data
Ademola (verified owner) –
A TO Z SHOP’s software has enhanced our financial operations significantly. We’re thrilled with the results.
Charlotte (verified owner) –
Innovative features that stay ahead of industry trends
Jack (verified owner) –
Excellent value for money
Sade (verified owner) –
User-friendly interface that’s easy to navigate
Olusegun (verified owner) –
Streamlined checkout process for customers
Victoria (verified owner) –
Secure and fast payment gateway
Chioma (verified owner) –
Streamlined checkout process for customers
Olufemi (verified owner) –
The software solutions from A TO Z SHOP have been a great investment for our company. Easy to use and reliable.
Taiwo (verified owner) –
The team at A TO Z SHOP guided us through every step of setting up our merchant account. Outstanding service!
William (verified owner) –
Strong commitment to customer satisfaction
George (verified owner) –
Advanced fraud protection for peace of mind
Daniel (verified owner) –
No downtime issues, everything runs smoothly
Taiwo (verified owner) –
A TO Z SHOP offers everything you need to manage your finances online. Their software is intuitive and powerful.
John (verified owner) –
Reliable customer service with knowledgeable staff